Personal Insurance

Your home is one of your biggest assets, and it’s important to do all that you can to protect it. We’ll help you plan for the unexpected with insurance coverage that’s just right for you and your family.

Your vehicle can be a fairly costly investment—one that is exposed to many potential losses that are out of your control. We’ll make sure you have the protection you need at a price you can afford.

When you rent or lease, your landlord’s insurance usually only protects the building itself—not your personal belongings. We’ll design coverage to protect your personal property and your lifestyle while renting.

Your condo association’s insurance policy likely covers certain aspects of your condo, such as common or shared areas. As a result, it may cover your condo unit, but not any improvements you make or fixtures you add to the condo. It also won’t cover your personal possessions. Condo insurance is designed to make up for this shortfall. It’s a mixture of the better-known landlord insurance and renters insurance, but is specially designed for your particular condo.

Did you know that mobile homes are often at more risk than a typical home or apartment? Mobile home insurance is the best way to protect your home and possessions from these risks.

Your vacation property is an amazing getaway from the daily grind, but it comes with unique risks. We’ll make sure you have the right coverage specially designed for the unique exposures involved.

You can’t put a dollar amount on your family, but you can ensure their future is protected. We can’t predict when the unexpected will happen, but we can help you prepare for it when it does.

No one wants to consider the unthinkable, so talking about child life insurance can be difficult. But, there are advantages to this type of coverage that you might not be aware of, like building cash value for their future. We’ll talk you through the basics of a child life insurance policy to help you decide if it’s right for your family.

Wedding insurance is a specialized type of event insurance that allows you to keep the stress out of your big day!

Accidents happen. Stones fall out of diamond rings. Antiques break. Art gets stolen. We’ll get you the protection you need for your most precious belongings in the event of loss through theft, accident or natural disaster.

Do you enjoy cruising around on snow covered mountains? While these toys are so much fun, they can be dangerous too. We’ll help you protect your investment but more importantly make sure you have the right liability & medical coverage for your protection.

Planning a cross country road trip in your RV? While your packing up and creating your route, make sure your RV and belongings are protected so you can enjoy your trip!

Before you hit the trails it’s important to make sure your off road vehicles, like side by sides and gators, are properly insured. We’ll customize a policy to protect the vehicle, as well as, yourself & any passengers you may have.

People with large assets have unique risks. High net worth insurance is a customized policy type that protects clients from these risks—from home insurance to travel insurance and much more.

Excess liability insurance is the best way to take your protection to the next level. It kicks in to pay any remaining costs once your original insurance policy has reached its coverage limit.

Typical homeowner’s insurance doesn’t cover you for earthquakes & earth movement. We can add a special endorsement to your policy to fill this gap of coverage if you are in an area where this is a concern.

Every company, regardless of size, is a potential target for white collar crime. We’ll work with you to design insurance coverage that helps you minimize risk and protects your business and your assets from theft, fraud and forgery.

Do you have a hobby vehicle or antique vehicle? We can help you protect it when it’s in the garage or on the way to a car show

Do you love the peace and calm of fishing on an open lake? Let us help you protect your calm by adding boat protection for when the unexpected happens. We’ll make sure owning your own boat is a safe & rewarding experience.

While you’re on the road chasing the sunset, you need insurance that works hard to protect your adventurous spirit. We’ll help you hit the road with smart, customized coverage—no matter what journeys you find yourself on.

Experiencing a major insurance claim or lawsuit could lead to personal financial loss if costs exceed coverage provided by your standard homeowners and auto policies. We’ll help protect your financial future.

Just because you don’t live in a high flood risk area, doesn’t mean it’ll never happen to you. We’ll provide the specialized coverage you need to help protect your home from rising waters—even if you’re not in a flood zone.

Sinkholes are more common than you might think. And, surprisingly, damage from sinkholes is not typically covered under an existing homeowners insurance policy. Our experts can help you determine if sinkhole insurance is right for you.

A surety bond is a great way to guarantee that a large investment in a project is not lost—whether or not the work gets done. This type of insurance is especially common in the construction industry, and is often utilized for government contracts.